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PHP开发微信商家转账到零钱接口

php微信 2023-09-01 06:09:09 676人浏览 薄情痞子
摘要

仔细阅读了微信接口文档并且参考网上的案例,完成了商家转账到零钱的接口开发,目前已在使用中 下面是完整代码: public static function transfer($withdrawApply,$userAuth,$c

仔细阅读了微信接口文档并且参考网上的案例,完成了商家转账到零钱的接口开发,目前已在使用中

下面是完整代码:

    public static function transfer($withdrawApply,$userAuth,$config)    {        //请求URL        $url = 'https://api.mch.weixin.qq.com/v3/transfer/batches';        //请求方式        $http_method = 'POST';        //请求参数        $data = [            'appid' => $config['app_id'],//申请商户号的appid或商户号绑定的appid(企业号corpid即为此appid)            'out_batch_no' => $withdrawApply['batch_no'],//商户系统内部的商家批次单号,要求此参数只能由数字、大小写字母组成,在商户系统内部唯一            'batch_name' => '提现至微信零钱',//该笔批量转账的名称            'batch_remark' => '提现至微信零钱',//转账说明,UTF8编码,最多允许32个字符            'total_amount' => $withdrawApply['left_money'] * 100,//转账金额单位为“分”。转账总金额必须与批次内所有明细转账金额之和保持一致,否则无法发起转账操作            'total_num' => 1,//一个转账批次单最多发起三千笔转账。转账总笔数必须与批次内所有明细之和保持一致,否则无法发起转账操作            'transfer_detail_list' => [                [//发起批量转账的明细列表,最多三千笔                    'out_detail_no' => $withdrawApply['sn'],//商户系统内部区分转账批次单下不同转账明细单的唯一标识,要求此参数只能由数字、大小写字母组成                    'transfer_amount' => $withdrawApply['left_money'] * 100,//转账金额单位为分                    'transfer_remark' => '提现至微信零钱',//单条转账备注(微信用户会收到该备注),UTF8编码,最多允许32个字符                    'openid' => $userAuth['openid'],//openid是微信用户在公众号appid下的唯一用户标识(appid不同,则获取到的openid就不同),可用于永久标记一个用户                ]]        ];        if ($withdrawApply['left_money'] >= 2000) {            if (empty($withdrawApply['real_name'])) {                throw new \Exception('转账金额 >= 2000元,收款用户真实姓名必填');            }            $data['transfer_detail_list'][0]['user_name'] = self::getEncrypt($withdrawApply['real_name'],$config);        }        $token  = self::token($url,$http_method,$data,$config);//获取token        $result = self::https_request($url,json_encode($data),$token);//发送请求        $result_arr = json_decode($result,true);        if(!isset($result_arr['create_time'])) {//批次受理失败            throw new \Exception($result_arr['message']);        }        //批次受理成功,进行操作        return true;    }        public static function token($url,$http_method,$data,$config)    {        $timestamp   = time();//请求时间戳        $url_parts   = parse_url($url);//获取请求的绝对URL        $nonce       = $timestamp.rand('10000','99999');//请求随机串        $body        = empty($data) ? '' : json_encode((object)$data);//请求报文主体        $stream_opts = [            "ssl" => [                "verify_peer"=>false,                "verify_peer_name"=>false,            ]        ];        $apiclient_cert_arr = openssl_x509_parse(file_get_contents($config['cert_path'],false, stream_context_create($stream_opts)));        $serial_no          = $apiclient_cert_arr['serialNumberHex'];//证书序列号        $mch_private_key    = file_get_contents($config['key_path'],false, stream_context_create($stream_opts));//密钥        $merchant_id = $config['mch_id'];//商户id        $canonical_url = ($url_parts['path'] . (!empty($url_parts['query']) ? "?${url_parts['query']}" : ""));        $message = $Http_method."\n".            $canonical_url."\n".            $timestamp."\n".            $nonce."\n".            $body."\n";        openssl_sign($message, $raw_sign, $mch_private_key, 'sha256WithRSAEncryption');        $sign = base64_encode($raw_sign);//签名        $schema = 'WECHATPAY2-SHA256-RSA2048';        $token = sprintf('mchid="%s",nonce_str="%s",timestamp="%d",serial_no="%s",signature="%s"',            $merchant_id, $nonce, $timestamp, $serial_no, $sign);//微信返回token        return $schema.' '.$token;    }        public static function https_request($url,$data,$token)    {        $curl = curl_init();        curl_setopt($curl, CURLOPT_URL, (string)$url);        curl_setopt($curl, CURLOPT_SSL_VERIFYPEER, FALSE);        curl_setopt($curl, CURLOPT_SSL_VERIFYHOST, FALSE);        if (!empty($data)){            curl_setopt($curl, CURLOPT_POST, 1);            curl_setopt($curl, CURLOPT_POSTFIELDS, $data);        }        curl_setopt($curl, CURLOPT_RETURNTRANSFER, 1);        //添加请求头        $headers = [            'Authorization:'.$token,            'Accept: application/JSON',            'Content-Type: application/json; charset=utf-8',            'User-Agent:Mozilla/5.0 (windows NT 10.0; WOW64) AppleWEBKit/537.36 (Khtml, like Gecko) Chrome/63.0.3239.132 Safari/537.36',        ];        if(!empty($headers)){            curl_setopt($curl, CURLOPT_HTTPHEADER, $headers);        }        $output = curl_exec($curl);        curl_close($curl);        return $output;    }        public static function getEncrypt($str,$config)    {        //$str是待加密字符串        $public_key = file_get_contents($config['cert_path']);        $encrypted = '';        if (openssl_public_encrypt($str, $encrypted, $public_key, OPENSSL_PKCS1_OAEP_PADDING)) {            //base64编码            $sign = base64_encode($encrypted);        } else {            throw new \Exception('encrypt failed');        }        return $sign;    }        public static function detailsQuery($withdrawApply,$config)    {        //请求URL        $url = 'https://api.mch.weixin.qq.com/v3/transfer/batches/out-batch-no/'.$withdrawApply['batch_no'].'/details/out-detail-no/'.$withdrawApply['sn'];        //请求方式        $http_method = 'GET';        //请求参数        $data = [];        $token  = self::token($url,$http_method,$data,$config);//获取token        $result = self::https_request($url,$data,$token);//发送请求        $result_arr = json_decode($result,true);        return $result_arr;    }

注意事项:

明细转账金额 >= 2,000元,收款用户姓名必填;

同一批次转账明细中,收款用户姓名字段需全部填写、或全部不填写;

转账受理成功后,需要调用《商家明细单号查询》接口来判断转账状态;

最后补上微信开发文档:商家转账到零钱-文档中心-微信支付商户平台

经过评论区老哥的提醒,参数里带有收款用户姓名,得在HTTP头部增加Wechatpay-Serial,Wechatpay-Serial后面带上平台证书序列号。

附上证书相关接口文档:证书相关 - WechatPay-API-v3

 

 

来源地址:https://blog.csdn.net/weixin_48337755/article/details/127449073

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本文标题: PHP开发微信商家转账到零钱接口

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